Vehicle Insurance for Theft Coverage
"Car theft is currently very rampant." We are always urged to be vigilant because vehicle theft can happen anywhere and anytime. Nowadays, thieves or robbers are even bold enough to carry out their crimes in broad daylight when the streets are busy. Cars or vehicles are indeed needed by many people, especially those who are busy and have to go to several places in a day. We certainly save a lot of time if we use our own car to reach all the places.
There are many types of cars or vehicles. Vehicles are now also sold at more affordable prices and in very easy ways. This is what causes more and more people to buy cars, and vehicle theft is becoming more common. So what should we do to prevent this theft? You certainly do not want to lose your special car just like that. Some people save up money to buy a car, and they would be very sad if they lost it. Therefore, you need to protect your car or vehicle with vehicle insurance.
What is Vehicle Insurance?
As mentioned above, if you want to protect your car or vehicle from theft, you need to use vehicle insurance, which is widely offered today. Before you choose vehicle insurance from an insurance company, you need to first know what vehicle insurance is and what is covered under this insurance. This insurance will protect two-wheeled motor vehicles such as motorcycles, scooters, or other types, four-wheeled or more vehicles such as sedans, jeeps, trucks, minibusses, accessories, and equipment attached to your vehicle will also be protected. So what risks are covered by this vehicle insurance? Below you will find information about the risks covered by this insurance. The insurance company will cover your vehicle against:
- Collisions, overturns, skids, and impacts
- Acts committed by others
- Theft committed with violence and threats or theft in the home garage or other places
- Fire and vehicle damage during the journey
- Towing costs needed for your vehicle
Risks Not Covered by Vehicle Insurance
In addition to the risks covered by the insurance company, such as car theft, insurance companies usually also provide a list of risks not covered by the insurance company. The following are some of the risks that will not be covered by the insurance company:
- Losses due to car or vehicle embezzlement
- Overloading of the vehicle
- Natural disasters and wars
- Drivers without clear documents and violating traffic rules
- Damage not mentioned in the policy
- Loss due to self-negligence
These are the risks covered and not covered by the insurance company. In addition to this information, when choosing an insurance company for vehicle insurance, you should be more careful. Not everything is explained in detail by the insurance company, so you should ask and get further explanations. This will prevent you from agreeing to things you do not know or realize. It is also a good idea to compare several insurance companies to get the best place to protect your vehicle from crimes such as car theft or other bad things.
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